@article{Dwyer2006,
	title = {Inferring the default rate in a population by comparing two incomplete default databases},
	author = {Douglas W. Dwyer and Roger M. Stein},
	journal = {Journal of Banking \& Finance},
	month = {Mar},
	number = {3},
	pages = {797--810},
	url = {http://www.sciencedirect.com/science/article/B6VCY-4JD115R-1/1/c4b2b445541bec0d576b0242a247ab6c},
	volume = {30},
	year = {2006},
	biburl = {http://www.bibsonomy.org/bibtex/24bca91d56675243f4874538931494267/smicha},
	description = {Journal of Banking & Finance},
	keywords = {Bankruptcy modeling }
}