@article{Townley1988,
	title = {Social security and the failure of annuity markets},
	author = {Peter G. C. Townley and Robin W. Boadway},
	journal = {Journal of Public Economics},
	month = {Feb},
	number = {1},
	pages = {75--96},
	url = {http://www.sciencedirect.com/science/article/B6V76-45DN03N-6S/1/22edd3d118075445139a1d58283b18d2},
	volume = {35},
	year = {1988},
	biburl = {http://www.bibsonomy.org/bibtex/2a61aecd5c5b17ba170217f97fc367c0d/smicha},
	keywords = {imported }
}