@article{Saunders2000,
	title = {The determinants of bank interest rate margins: an international
	study},
	author = {Anthony Saunders and Liliana Schumacher},
	journal = {Journal of International Money and Finance},
	month = {Dec},
	number = {6},
	pages = {813--832},
	url = {http://www.sciencedirect.com/science/article/B6V9S-41MJ0XX-3/1/5d4723cfdb0cf220e3587c9fcc731ee2},
	volume = {19},
	year = {2000},
	biburl = {http://www.bibsonomy.org/bibtex/200824754c816a8f9258b6944d8708bee/smicha},
	keywords = {Bank margin }
}