@article{BonaccorsidiPatti2005,
	title = {Financial sector liberalization, bank privatization, and efficiency: Evidence from Pakistan},
	author = {Emilia Bonaccorsi di Patti and Daniel C. Hardy},
	journal = {Journal of Banking \& Finance},
	month = {00},
	number = {8-9},
	pages = {2381--2406},
	url = {http://www.sciencedirect.com/science/article/B6VCY-4G0HV8R-3/1/60b21acfbf8eb070e0ef6c84215235c0},
	volume = {29},
	year = {2005},
	biburl = {http://www.bibsonomy.org/bibtex/238c7c9fa8fdd5a6c5f38c4b21a972a43/smicha},
	description = {Journal of Banking & Finance},
	keywords = {Banking }
}