@article{Duan1992,
	title = {Fixed-rate deposit insurance and risk-shifting behavior at commercial banks},
	author = {Jin-Chuan Duan and Arthur F. Moreau and C. W. Sealey},
	journal = {Journal of Banking \& Finance},
	month = {Aug},
	number = {4},
	pages = {715--742},
	url = {http://www.sciencedirect.com/science/article/B6VCY-45CX1BT-38/1/22efa51acb78d78b60f430e2f7633e35},
	volume = {16},
	year = {1992},
	biburl = {http://www.bibsonomy.org/bibtex/24a60090ee8df367d4fb4d66a5d7f1adc/smicha},
	description = {Journal of Banking & Finance},
	keywords = {imported }
}