@article{Joutz2002,
	title = {Modeling the yields on noninvestment grade bond indexes: Credit risk and macroeconomic factors},
	author = {Frederick L. Joutz and William F. Maxwell},
	journal = {International Review of Financial Analysis},
	number = {3},
	pages = {345--374},
	url = {http://www.sciencedirect.com/science/article/B6W4W-45TY89F-2/1/770b9b597a10bdd7f1bc79779ba98e29},
	volume = {11},
	year = {2002},
	biburl = {http://www.bibsonomy.org/bibtex/25d76f52d7fe83e9bd87863f9aface1e9/smicha},
	keywords = {Noninvestment grade }
}