@article{Hermes2000,
	title = {Financial system development in transition economies},
	author = {Niels Hermes and Robert Lensink},
	journal = {Journal of Banking \& Finance},
	month = {Apr},
	number = {4},
	pages = {507--524},
	url = {http://www.sciencedirect.com/science/article/B6VCY-3YS38GD-1/1/a74949646df557600453b223a03b436d},
	volume = {24},
	year = {2000},
	biburl = {http://www.bibsonomy.org/bibtex/2a37e93612d81b1dbc3bf5464f898789d/smicha},
	description = {Journal of Banking & Finance},
	keywords = {Financial systems }
}