@article{Niinim�ki2002,
	title = {Do time deposits prevent bank runs?},
	author = {Juha-Pekka Niinim{\"a}ki},
	journal = {Journal of International Financial Markets, Institutions and Money},
	month = {Feb},
	number = {1},
	pages = {19--31},
	url = {http://www.sciencedirect.com/science/article/B6VGT-44PCH00-2/1/174724fe9c8a4b2e2f215d1ed10bc49a},
	volume = {12},
	year = {2002},
	biburl = {http://www.bibsonomy.org/bibtex/2e0feaf7f738d25f3b680f3f197a4f832/smicha},
	keywords = {Bank regulation }
}