@article{Dennis2002,
	title = {Structural changes in Australian bank risk},
	author = {Steven A. Dennis and Andrew Jeffrey},
	journal = {Journal of International Financial Markets, Institutions and Money},
	month = {Feb},
	number = {1},
	pages = {1--17},
	url = {http://www.sciencedirect.com/science/article/B6VGT-44PCH00-1/1/2c9510bf8404d7714800f5d71d4fdf12},
	volume = {12},
	year = {2002},
	biburl = {http://www.bibsonomy.org/bibtex/2ebea075583457bd34edd1adf1b857f0e/smicha},
	keywords = {Banking }
}