@article{Grammatikos1990,
	title = {Additions to bank loan-loss reserves : Good news or bad news?},
	author = {Theoharry Grammatikos and Anthony Saunders},
	journal = {Journal of Monetary Economics},
	month = {Mar},
	number = {2},
	pages = {289--304},
	url = {http://www.sciencedirect.com/science/article/B6VBW-45D0M3J-3B/1/51f5b7640431a282313a8404ce1bee3c},
	volume = {25},
	year = {1990},
	biburl = {http://www.bibsonomy.org/bibtex/2f51d102771eb9a27b2600c845aadb8b9/smicha},
	keywords = {imported }
}