@article{Berger2006b,
	title = {Capital structure and firm performance: A new approach to testing agency theory and an application to the banking industry},
	author = {Allen N. Berger and Emilia Bonaccorsi di Patti},
	journal = {Journal of Banking \& Finance},
	month = {Apr},
	number = {4},
	pages = {1065--1102},
	url = {http://www.sciencedirect.com/science/article/B6VCY-4GG2J25-1/1/3b598b16c21b73c30b920432dd41841d},
	volume = {30},
	year = {2006},
	biburl = {http://www.bibsonomy.org/bibtex/2f8fedd93aff07626fa89b6250b740062/smicha},
	description = {Journal of Banking & Finance},
	keywords = {Capital structure }
}