Enhancing Authentication Methods in Online Banking Using Face Recognition with Hybrid Pins
M. U. CENTRAL ASIAN JOURNAL OF INNOVATIONS ON TOURISM MANAGEMENT AND FINANCE, 4 (7):
96-113(July 2023)
Abstract
Researchers have been drawn to this problem because of the increasing prevalence of authentication-related malware and the critical nature of authentication security. Since the current password-based authentication paradigms are inefficient, not robust enough, and susceptible to automated attacks, many such attacks succeed in gaining access to social network accounts. Alternatively, two-factor authentication (using a combination of a password and another piece of information, like a one-time PIN issued by the user's device or an SMS) can be used to bolster the security of single-factor authentication. This study presents a novel approach to preventing shoulder-surfing attacks on authentication systems by employing a three-layer-based authentication system. The first tier uses biometric authentication to solve security and privacy concerns in novel ways. The goal of incorporating face biometrics into a real-time authentication system is to ensure that only authorised users may access ATMs. OTP verification using reverse processing is provided at the second layer of security. Then, have a PIN-based authentication system in place that can be used with ATM software. A hybrid keypad is a keypad that employs the concept of merging two keypads with distinct digit orderings in such a way that the user, when up close to the device, sees one keypad to enter the PIN, but an attacker, when looking at the device from a further distance, sees only the other keypad. Upon entering their credentials, users activate the application's three-factor authentication process
%0 Journal Article
%1 PhysRevC.92.064322
%A U, Mohamed Azarudeen A | Shaik Abdullah J | Sourav Sardar | Taj Sadullah | Taj Sadullah U | N. Selvam |
%D 2023
%J CENTRAL ASIAN JOURNAL OF INNOVATIONS ON TOURISM MANAGEMENT AND FINANCE
%K Authentication, Banking, Enhancing Face Hybrid Methods, Online Pins Recognition,
%N 7
%P 96-113
%T Enhancing Authentication Methods in Online Banking Using Face Recognition with Hybrid Pins
%U https://cajitmf.centralasianstudies.org/index.php/CAJITMF/article/view/558/619
%V 4
%X Researchers have been drawn to this problem because of the increasing prevalence of authentication-related malware and the critical nature of authentication security. Since the current password-based authentication paradigms are inefficient, not robust enough, and susceptible to automated attacks, many such attacks succeed in gaining access to social network accounts. Alternatively, two-factor authentication (using a combination of a password and another piece of information, like a one-time PIN issued by the user's device or an SMS) can be used to bolster the security of single-factor authentication. This study presents a novel approach to preventing shoulder-surfing attacks on authentication systems by employing a three-layer-based authentication system. The first tier uses biometric authentication to solve security and privacy concerns in novel ways. The goal of incorporating face biometrics into a real-time authentication system is to ensure that only authorised users may access ATMs. OTP verification using reverse processing is provided at the second layer of security. Then, have a PIN-based authentication system in place that can be used with ATM software. A hybrid keypad is a keypad that employs the concept of merging two keypads with distinct digit orderings in such a way that the user, when up close to the device, sees one keypad to enter the PIN, but an attacker, when looking at the device from a further distance, sees only the other keypad. Upon entering their credentials, users activate the application's three-factor authentication process
@article{PhysRevC.92.064322,
abstract = {Researchers have been drawn to this problem because of the increasing prevalence of authentication-related malware and the critical nature of authentication security. Since the current password-based authentication paradigms are inefficient, not robust enough, and susceptible to automated attacks, many such attacks succeed in gaining access to social network accounts. Alternatively, two-factor authentication (using a combination of a password and another piece of information, like a one-time PIN issued by the user's device or an SMS) can be used to bolster the security of single-factor authentication. This study presents a novel approach to preventing shoulder-surfing attacks on authentication systems by employing a three-layer-based authentication system. The first tier uses biometric authentication to solve security and privacy concerns in novel ways. The goal of incorporating face biometrics into a real-time authentication system is to ensure that only authorised users may access ATMs. OTP verification using reverse processing is provided at the second layer of security. Then, have a PIN-based authentication system in place that can be used with ATM software. A hybrid keypad is a keypad that employs the concept of merging two keypads with distinct digit orderings in such a way that the user, when up close to the device, sees one keypad to enter the PIN, but an attacker, when looking at the device from a further distance, sees only the other keypad. Upon entering their credentials, users activate the application's three-factor authentication process},
added-at = {2024-02-24T12:59:59.000+0100},
author = {U, Mohamed Azarudeen A | Shaik Abdullah J | Sourav Sardar | Taj Sadullah | Taj Sadullah U | N. Selvam |},
biburl = {https://www.bibsonomy.org/bibtex/2759b326a5235111473d01517229706e5/centralasian_20},
interhash = {177e09e2d04846ebe6d72dad26f90182},
intrahash = {759b326a5235111473d01517229706e5},
issn = {2660-454X},
journal = {CENTRAL ASIAN JOURNAL OF INNOVATIONS ON TOURISM MANAGEMENT AND FINANCE},
keywords = {Authentication, Banking, Enhancing Face Hybrid Methods, Online Pins Recognition,},
language = {english},
month = {July},
number = 7,
numpages = {11},
pages = {96-113},
timestamp = {2024-02-24T13:00:53.000+0100},
title = {Enhancing Authentication Methods in Online Banking Using Face Recognition with Hybrid Pins},
url = {https://cajitmf.centralasianstudies.org/index.php/CAJITMF/article/view/558/619},
volume = 4,
year = 2023
}