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The efficiency of the Federal Reserve in providing check processing services, и . Journal of Banking & Finance, 17 (2-3): 287--311 (апреля 1993)Bank efficiency derived from the profit function, , и . Journal of Banking & Finance, 17 (2-3): 317--347 (апреля 1993)Cost reductions in electronic payments: The roles of consolidation, economies of scale, and technical change, , и . Journal of Banking & Finance, 23 (2-4): 391--421 (февраля 1999)Payment transactions, instruments, and systems: A survey, и . Journal of Banking & Finance, 21 (11-12): 1573--1624 (декабря 1997)A model of the financial firm with imperfect asset and deposit elasticities. Journal of Banking & Finance, 10 (1): 37--54 (марта 1986)The "credit crunch" and the availability of credit to small business, и . Journal of Banking & Finance, 22 (6-8): 983--1014 (августа 1998)Bank capital shocks: Dynamic effects on securities, loans, and capital, , и . Journal of Banking & Finance, 19 (3-4): 661--677 (июня 1995)Why are bank profits so persistent?: The roles of product market competition, informational opacity, and regional/macroeconomic shocks, , , и . Journal of Banking & Finance, 24 (7): 1203--1235 (июля 2000)