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Some Empirical Aspects of Entrepreneurship, and . The American Economic Review, 79 (3): 519-535 (1989)An Estimated Model of Entrepreneurial Choice under Liquidity Constraints, and . Journal of Political Economy, 97 (4): 808-827 (1989)Paying with plastic, and . MIT Press, Cambridge, Mass. u.a., (1999)Cross-country prediction of changes in consumption patterns. Economics Letters, 3 (1): 85--88 (1979)