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The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle, and . Journal of Banking & Finance, 22 (6-8): 613--673 (August 1998)Collateral, loan quality and bank risk, and . Journal of Monetary Economics, 25 (1): 21--42 (January 1990)Some Evidence on the Empirical Significance of Credit Rationing, and . Journal of Political Economy, 100 (5): 1047 (Jan 1, 1992)doi: 10.1086/261851.Competition, risk neutrality and loan commitments, , and . Journal of Banking & Finance, 11 (3): 449--471 (September 1987)An economic rationale for the pricing structure of bank loan commitments, and . Journal of Banking & Finance, 11 (2): 271--289 (June 1987)Corporate governance and bank performance: A joint analysis of the static, selection, and dynamic effects of domestic, foreign, and state ownership, , , , and . Journal of Banking & Finance, 29 (8-9): 2179--2221 (00 2005)The value of private sector business credit information sharing: The US case, and . Journal of Banking & Finance, 27 (3): 449--469 (March 2003)Credible commitments, contract enforcement problems and banks: Intermediation as credibility assurance, , and . Journal of Banking & Finance, 15 (3): 605--632 (June 1991)Loan quality, commercial loan review and loan officer contracting. Journal of Banking & Finance, 13 (3): 367--382 (July 1989)The ability of banks to lend to informationally opaque small businesses, , and . Journal of Banking & Finance, 25 (12): 2127--2167 (December 2001)