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    The state has 11 of the schools, and a hearing is scheduled for Monday on a bill requiring annual reviews of them by the State Board of Education. AUGUSTA — A new report finds students at for-profit colleges in Maine carry much heavier debt loads than those at public and private nonprofit colleges in the state. The non-partisan Center for Responsible Lending says the debt burden falls on low-income, female and minority students who disproportionately enroll at Maine for-profit schools. About 75 percent of students at such institutions take on student loans, compared with 66 percent and 41 percent, respectively, at private and public institutions. Meanwhile, 76 percent of students are women and 8 percent are African-American. The report found 60 percent of students received federal Pell Grants, which are awarded to those with low incomes. “One of the things we see consistently across the board: Students who attend for-profit colleges are burdened more by debt,” said Whitney Barkley-Denney, legislative policy counsel for the nonprofit organization. Maine’s student borrowing figures closely track national data. In the 2011-2012 school year, 73 percent of students at for-profit colleges took out loans, according to the Brookings Institution. Career Education Colleges and Universities, the for-profit higher education sector’s primary trade association, didn’t respond to requests for comment. Several for-profit schools have been the subject of state and federal investigations in recent years and faced lawsuits alleging deception in advertising and recruiting tactics. The industry has declined since rising from 650,000 students in 2000 to 2.5 million students in 2010, and several have closed down, leaving students with debt. In January, federal officials said hundreds of programs at for-profit colleges are at risk of losing federal funding unless their graduates start earning better wages. However, Education Secretary Betsy DeVos has said she would take another look at the so-called “gainful employment” federal r
    7 years ago by @prophe
     
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      It was big news when outstanding student loan debt surpassed credit card debt and then later exceeded $1 trillion for the first time. That shocking statistic keeps climbing, with no sign of slowing down: Americans now have more than $1.4 trillion in unpaid education debt, according to the Federal Reserve. Meanwhile, college-bound kids and their families try to avoid going into debt by heeding advice like "save more," "apply for scholarships" or "go to a cheaper school." Of course, none of those address the major issue of rising costs that have far outpaced wage growth. It's smart to avoid student loan debt if you can, because those loans affect your credit and your financial future. (You can see how much by checking your free credit scores on Credit.com.) However, strategically choosing a school isn't quite as straightforward as comparing tuition and fees. One thing you can do is check out an institution's net price calculator, which should be on its website, to see how much a student like you would pay after grants and scholarships. Another thing you can do is look at how much student loan debt recent grads ended up with. (You can read more about options for repaying your student loans here.) Where Is Student Loan Debt the Lowest? The response to that question is a little trickier to figure out, but organizations like The Institute for College Access & Success (TICAS) have compiled such data to help. According to their Project on Student Debt, 68% of 2015 bachelor's degree recipients graduated with student loan debt. The average was $30,100 per borrower. TICAS put together their project based on student loan debt figures from the "Common Data Set," a survey of colleges used by college-guide publishers. The colleges voluntarily self report their data, which presents problems. "Colleges that accurately calculate and report each year's debt figures rightfully complain that other colleges may have students with higher average debt but fail to update their figures, under-report actual debt levels, or never re
      7 years ago by @prophe
       
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        Pack your bags, Mules. Colby College is promising that, beginning in the fall, every student will be able to study abroad, regardless of income, under a new program made possible by a $25 million gift from a wealthy alumnus. Colby, home to 1,800 students in Waterville, Maine, says it is the first liberal arts college in the country to eliminate the financial barriers to international travel, to ensure that every student gains experience overseas during their undergraduate years. The program, announced Wednesday, will allow students at Colby — whose mascot is the Mule — to travel for work, study-abroad programs, internships, or research. David A. Greene, the private school’s president, said the goal is to make international education accessible to students whose parents may not have connections to internships in foreign corporations or be able to afford an airline ticket and a Eurail pass for a summer of sightseeing in European capitals. The program, which is being funded by Andrew Davis, an investor who graduated from Colby in 1985, will pay for airfare, housing, meals, and stipends to allow students to take unpaid internships, a luxury often available only to higher-income families. “What we’re trying to do is make sure these experiences are universal when students come to Colby, no matter your ability to pay or your own personal network,” Greene said. Currently, 70 percent of Colby students study abroad. Still, the fact that the benefit is being offered to students at an elite New England college like Colby underscores how study-abroad experiences are still out of reach for most college students. Nationally, only 10 percent of American undergraduates, including community college students, study overseas by the time they graduate, according to the Institute of International Education. Mark Farmer, director of higher education and public policy at the Association of International Educators, said it was encouraging to see a private donor at Colby support study-abroad efforts at a time when
        7 years ago by @prophe
         
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          If you are thinking about attending college and are tempted to take advantage of New York State’s new “free tuition” program, you may want to pay very close attention to the facts. First, students who opt for the state plan will be subject to a number of burdensome restrictions. They will be required to maintain 30 credit hours a year, earn a grade point average sufficient for on-time graduation, and agree to live and work in New York upon graduation for as many as four years. Failure to maintain 30 credits will make the student ineligible for future payments, and failure to reside in the state will convert the grant into a loan (and the terms of such loans have not been determined yet). By Gary A. Olson If you are thinking about attending college and are tempted to take advantage of New York State’s new “free tuition” program, you may want to pay very close attention to the facts. First, students who opt for the state plan will be subject to a number of burdensome restrictions. They will be required to maintain 30 credit hours a year, earn a grade point average sufficient for on-time graduation, and agree to live and work in New York upon graduation for as many as four years. Failure to maintain 30 credits will make the student ineligible for future payments, and failure to reside in the state will convert the grant into a loan (and the terms of such loans have not been determined yet). Advertisement What’s more, the state has made no guarantee that every eligible student will in fact receive this benefit. The state has allocated funding for only about 3 percent of the eligible population of college students. This means that most eligible students will not receive the benefit. And, of course, state college fees and room and board expenses are notoriously expensive and are not covered by the new grant. An old adage sums it up concisely: If something sounds too good to be true, it probably is. Or perhaps I was thinking of another familiar saying, “There’s no such thing as a free lunch.” In
          7 years ago by @prophe
           
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            Americans are often expected to have some level of higher education before they enter the workforce. These political leaders are asking: Shouldn’t government help them along? CHICAGO—A surge of innovation in states and cities is building momentum for what could become a seismic shift in American education. Just as the country came to expect in the decades around World War II that young people would finish at least 12 years of school, more local governments are now working to ensure that students complete at least 14 years. With that change, political leaders in both parties are increasingly acknowledging that if society routinely expects students to obtain at least two years of schooling past high school, government has a responsibility to provide it for them cost-free. That impulse animates the statewide tuition-free community-college program pioneered under Republican Governor Bill Haslam in Tennessee and replicated under Democratic Governor Kate Brown in Oregon; Chicago Mayor Rahm Emanuel’s Star Scholarship, which funds two years of community college for students who complete high school with a B average; and the legislation Governor Andrew Cuomo recently signed into law providing tuition-free access to two- and four-year public colleges in New York for families earning up to $125,000. The Campaign for Free College Tuition, an organization promoting this movement, expects representatives from up to 18 states to join their conference next month in Denver. Ben Cannon, executive director of the Oregon Higher Education Coordinating Commission, speaks for many devising these initiatives when he insists: “As a state, we generally acknowledge and understand that a high-school education is not enough, and [tuition-free community college] represents an attempt to extend that [public-education] entitlement to 14 years.”
            7 years ago by @prophe
             
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              Lynn University will hold the ground breaking for its $35 million student center on Thursday, April 20. The 65,000-square-foot project will be the largest ever undertaken by the non-profit university in Boca Raton. The ceremony will start at 11 a.m. at 3601 N. Military Trail. The event is by invitation only. Lynn University received a $15 million challenge grant for the project from Christine E. Lynn, who owns a local insurance business. It has named the student center after her.
              7 years ago by @prophe
               
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                OSKALOOSA — William Penn University, like many other private colleges in the state, continues to find unique ways to attract Iowa students. They’ve invested in their curriculum, made the programs more flexible with daytime, evening and nontraditional classes and focused on developing the campus culture to be a meaningful, purposeful experience. To celebrate William Penn University’s legacy of educational opportunities, they’re offering a new scholarship to Iowa high school seniors enrolling in traditional coursework at the Oskaloosa campus. If eligible, the student will pay $5,000 or less for tuition for the 2017-18 school year.
                7 years ago by @prophe
                 
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                  HARRISBURG – This may be a growing trend in Pennsylvania: private colleges and universities are doing something to bring back students and families scared away by the sky-high cost of higher education. In some cases, tuition plus room and board can cost $50,000, $60,000, even $70,000 a year. As a result, enrollment is down. “Sticker shock is an issue. In fact, some research suggests 60 percent of parents and students will rule out a school based on just the price,” said Don Francis of the Association of Independent Colleges and Universities of Pennsylvania. To get students back on campus, private schools are either slashing or freezing tuition. Immaculata University near Philadelphia is reducing tuition from $34,400 to $26,500 a year. At LaSalle, tuition is down from $40,400 to $28,800, and Rosemont College on the Main Line reduced tuition to $18,500 from $31,500. Rosemont also knocked $1,900 off room and board. Other schools like Harrisburg University of Science and Technology, Manor College, Wilson College in Chambersburg, and the Pennsylvania Institute of Technology have decided to freeze tuition. It appears to be working. Many of the schools report enrollment numbers are going up. After Rosemont cut tuition and room and board, applications soared by 64 percent and actual enrollment jumped by nearly 15 percent. The AICUP also launched the “Just Apply” campaign. The message: students just don’t know what the college will offer unless they apply. “Many students will discover if they apply to private institutions that institution will cost maybe less, maybe the same, and maybe slightly more than a public institution,” Francis said.
                  7 years ago by @prophe
                   
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                    While very few people study poetry or classics to get rich, studying the humanities has a big financial payoff at a surprising array of colleges, a new analysis of college grads’ earnings has found. Of course, students who major in engineering, economics, business or computer science at the best schools tend to have the highest financial return on their tuition investments, according to new salary data collected by PayScale.com. But liberal arts and other humanities majors at 16 schools have, on average, earned at least $500,000 more than they paid for school and the typical earnings of someone who did not attend college, PayScale said. Humanities majors at 245 colleges have typically earned at least $200,000 more than they spent on college within 20 years of graduation, PayScale found. Leading the pack: Yale. PayScale estimates that Yalies who receive financial aid pay a total of only about $80,000 for their four-year degrees. And, on average, people whose education stopped at high school earn about $30,000 a year. Yale humanities majors report earning about $80,000 a year, on average. So 20 years out, Yalies have earned a total of about $1.6 million, which puts them a total of $812,000 ahead of high-school grads - even after subtracting the cost of school. Making these numbers even more impressive: they’re only for students who finished their education with a bachelor’s. They don’t count, for example, history majors who went on to earn law degrees or M.B.As. Ivy League colleges, which offer generous aid and thus have low costs for middle class families, tend to have among the highest “return on investment” for humanities and many other majors, PayScale found. But many more accessible colleges also paid off well: Wabash College, a private men’s college in Crawfordsville, Ind. that accepts 61% of applicants, ranked in the top 20 for financial return for a humanities degree. After 20 years, the typical Wabash humanities grad had earned a financial return of about $500,000. San Jose State University, had one
                    7 years ago by @prophe
                     
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                      How much would you say it costs to attend a top private college like Dartmouth or Pomona for one year? I’m guessing that the first number that pops into your mind is quite large, like $60,000. For most Americans, that’s the wrong answer — and it’s wrong by a lot. The list-price tuition at these college does indeed run so high, but just a small slice of the population pays the list price. Typically, only families earning at least $200,000 a year fail to qualify for financial aid. For families with middle-class incomes, highly selective colleges are much, much less expensive. The widespread misimpression about the cost of college causes real damage. It leads many middle-class and lower-income families to believe, incorrectly, that college is unaffordable. When they respond by discouraging their child from attending or finishing college, they hurt the child’s long-term economic prospects. Today, a new online calculator is launching, and it’s designed to combat misimpression with fact. It’s also highly useful, for families up and down the income spectrum. The calculator is a joint effort of 15 colleges, including Dartmouth, Pomona, Columbia, Williams, Wellesley, Rice and Colorado College. You use it anonymously, and you answer about six quick questions about your finances, such as your annual income and home ownership status. With just a minute or two of work, you can get an estimate of how much college will really cost. As an example, I entered data for what would be a pretty normal American family: a homeowner with $75,000 in income and some savings. I selected Rice as the college. The calculator estimated that this family would have to spend $18,500 a year while receiving a $42,900 scholarship. That cost is still significant, and I wish our country made college less expensive. But for the great majority of students, a Rice education is still worth a lot more than $18,500 a year. College graduates are much more likely to be employed, to earn more and to be happy and healthy than non-graduates, and much of th
                      7 years ago by @prophe
                       
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                        Purdue University’s plan to buy for-profit Kaplan University to expand its reach is the latest twist on an old idea: boost enrollment by attracting students online.
                        7 years ago by @prophe
                         
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                          When Le Moyne College President Linda LeMura first learned of Gov. Andrew Cuomo's proposal to provide free tuition at New York's public colleges and universities, she thought it would be an opportunity for the state to strengthen the partnership between public and private schools. In the four months since Cuomo first detailed his plan and a few weeks removed from the 2017-18 state budget's adoption, LeMura doesn't see how the program — named the Excelsior Scholarship — will help the state's higher education institutions. Once fully phased in, the Excelsior Scholarship will be available for students who attend State University of New York colleges and universities and whose families earn no more than $125,000 annually. The program is more complex than just simply distributing free tuition to SUNY students. There are requirements. Before receiving the scholarship, students are required to apply for other federal and state aid. If they are awarded the scholarship, they must maintain an adequate grade point average and enroll in at least 30 credits each academic year. After graduating from a state institution, students who receive the scholarship must live and work in New York for a period equal to the duration of the scholarship. For example, if a student receives the scholarship for every year of their undergraduate studies, they must stay in the state for four years after commencement. Students who break this obligation will have their scholarship become a student loan they must pay back. The impact of the program won't be known until after it begins this fall. But LeMura and Wells College President Jonathan Gibralter have concerns about the free tuition benefit. For LeMura, the main issue is how the public and private schools will be pitted against each other. She also thinks the state's approach won't address the real driver of costs: the existing higher education business model. "Someone has to pay for the increasing costs and the business model itself is under immense pressure because the governme
                          7 years ago by @prophe
                           
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                            7 years ago by @prophe
                             
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                              Purdue University held its first classes on its Indiana campus in 1874 and was ranked as the sixtieth best undergraduate university and twentieth best public university in US News and World Report’s most recent list. The University particularly excels in science and engineering, supplying a substantial number of NASA’s past astronauts, including Neil Armstrong. Kaplan University began offering online courses in 2003 as part of The Washington Post Company’s growing education division. Kaplan was started as a test prep company in 1938 by Stanley Kaplan. When The Washington Post was making more money than it knew what to do with, it purchased Kaplan in 1984 and grew it to an education empire that included brick and mortar campuses, an online university, international schools, and test preparation materials. By 2010, Kaplan was doing $2.9 billion in revenue, but then the landscape dramatically changed for for-profit education companies as they became accused of aggressive sales techniques and poor educational quality. Donald Graham, the Post Company’s CEO, defended for-profit institutions in his 2010 letter to shareholders, by arguing that its student population was more likely to face challenges because Kaplan was providing access to at-risk student populations, but that adjusting for these risk factors, for-profit schools were often better than their non-profit counterparts. Whether or not he was right, it became clear as time passed that he had lost the war. After the Graham sold the namesake newspaper to Amazon founder Jeff Bezos, the name of the company owning Kaplan changed to The Graham Holdings Company. The deal allows Purdue to create a separate, online university with little investment in technology and infrastructure. The University will pay Graham Holdings $1 initially, but up to 12.5% of the university’s revenues. The deal also involves 32,000 students compared to the 40,000 currently enrolled at Purdue. After the deal closes, only The University of Maryland would have more online students among publi
                              7 years ago by @prophe
                               
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                                A private Catholic university in Kansas is planning to offer a support group for its LGBTQ students, using a model implemented at Notre Dame. WICHITA, Kan. (AP) — Newman University, a private Catholic school in Wichita, plans to offer a group next year to support its LGBTQ students while continuing to emphasize Catholic teaching that condones sex only in marriage between a man and a woman. In response to growing interest among students to recognize the school's diversity, the university formed a committee to plan the LGBTQ group. The committee met over the summer and fall of 2016 and used a model used at Notre Dame, The Wichita Eagle reported (http://bit.ly/2oR44Ux ). The group's formation was spurred in part by a speech by Ruben Lerma at a public forum, where he discussed being gay on the Newman campus. He said he attended Newman because it offered him a full scholarship, even though he was concerned about being "that gay student." Lerma recounted overhearing Newman students saying gay people should go to hell and legalizing gay marriage would make gays want to marry animals. "I'm not the only gay person here, I'm not going to be the only gay person here, there will be more," Lerma remembers saying. "If for their sake, if not mine, you should make it more amiable, make the environment better." Lerma's speech came as interest in recognizing diversity was growing. The university has restarted the Black Student Union, added a club to support Asian students and hired a diversity coordinator last year. Newman's mission has always included concern for the dignity of all students, said spokesman Clark Shafer, but the events in 2016 raised awareness of the need to make LGBTQ students feel more welcome. Before making the "Pastoral Plan" public, Newman contacted important alumnus and donor, who approved how the group upheld the school's Catholic values, Shafer said. "The University exhorts all to hear and live the Church's teaching that 'the deliberate use of the sexual faculty, for whatever reason, outside of mar
                                7 years ago by @prophe
                                 
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                                  How do you turn a for-profit college into a not-for-profit? Partner with a public university—and pay $50 million for the privilege. That’s basically what happened on Thursday, in a financial deal between the for-profit Kaplan higher-education chain and Purdue University, the flagship Indiana college run by Mitch Daniels, the state’s former governor. The arrangement may help Kaplan parent Graham Holdings Inc. shed the for-profit education sector’s tarnished reputation. Purdue—paying Graham only a symbolic $1—immediately enters the ranks of public universities expanding their reach with online degrees targeting older Americans—many of them minorities—who are unable to attend traditional schools. “We thought it would be a bad idea for us to build this on our own,” said Daniels, Purdue’s president. “We’ve seen a lot of schools throw a lot of money at online education without much result.” Under the contract, Graham will transfer Kaplan University’s online programs, as well as its 15 campuses and learning centers—with 32,000 students—to the Purdue-related non-for-profit. Kaplan will then operate them and guarantee that Purdue’s venture, for five years, receive at least $10 million a year from its revenues after expenses. After that payment, Kaplan is entitled to reimbursement for its own cost of providing services, plus a fee equal to 12.5 percent of the Purdue affiliate’s revenues. Kaplan Higher Education reported $617 in revenue last year and almost $67 million in operating income. Kaplan was once the crown jewel of Washington Post Co., as its fast-growing colleges helped support its financially struggling newspaper. In 2013, the company sold the Post to Amazon.com Inc. founder Jeff Bezos and then changed the name of the company to Graham Holdings, after the Washington family that had long controlled the paper. Donald Graham, then the Post Co. chief executive officer, is still the Graham Holdings chairman. For-profit colleges including Kaplan have seen their fortunes dim amid scrutiny from Congress and state
                                  7 years ago by @prophe
                                   
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                                    A private North Carolina college is calling on faculty and staff to sign and live in accordance with a document that opposes same-sex marriage and abortion. One faculty member says she and eight of her colleagues have refused to sign it and are leaving. MONTREAT, N.C. (AP) — A private North Carolina Christian college is insisting that its faculty and staff sign a document that opposes same-sex marriage and abortion. One faculty member says she and eight of her colleagues have refused to sign it and are leaving the school. News media outlets report that part of Montreat College's "Community Life Covenant" expects those who work there to affirm "the sanctity of marriage between one man and one woman" and the "worth of every human being from conception to death." Covenant opponents blame the Billy Graham Evangelistic Association, which contributed $100,000 to the college's scholarship fund last month. The fund is led by Franklin Graham, a Montreat College alumnus and an outspoken opponent of same-sex marriage and abortion. The association has denied any role in the covenant, however. School spokesman Adam Caress told The Charlotte Observer in an email that only two faculty members — one of its 39 full-time faculty and one of its 142 adjunct faculty — have cited the school's "core documents," including the covenant, as the reason they will not return to the school after this semester. Caress said Montreat College spent the past 2 1/2 years "reviewing and revising" those core documents in a "transparent and deliberative process" that included 13 "listening sessions," during which the school heard and responded to the concerns of faculty, staff, and alumni. Corrie Greene, an English teacher at the school who also directs its writing center, said the document doesn't just pertain to what faculty do and say in the classroom and on campus. She is among the nine faculty members who said they won't be returning. "It says we must affirm and uphold the college's specific spiritual stances in our full 24 hour/seven-day-a
                                    7 years ago by @prophe
                                     
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                                      Financial aid crucial to admitting low-income students Standing at the center of Union College’s campus last week, senior Andrew Guyatte recalled the moment he was accepted. It wasn’t a sure thing for Guyatte, and a lot rode on how much financial support the college would offer. “I wanted somewhere that was affordable to go; that was the main goal,” said Guyatte, who is part of the college’s Academic Opportunity Program, AOP, which targets financially-needy students who likely would not make it to Union without extra financial and academic support. “I knew I had the extracurriculars and grades to get in, but the money part was concerning ... If I didn’t get financial aid I wouldn’t be able to attend,” he said. When Guyatte, a Capital Region native, received his Union acceptance letter four years ago, it came with one condition and one big promise: Join the AOP program, commit to a five-week summer program before school starts and Union will cover tuition, room and board and books. Few of Guyatte’s classmates, especially outside of the roughly 120 AOP students across all years, come from families eligible for Pell grants – federal aid that goes to students like Guyatte from families that earn less than $50,000 a year – or even close. The median family income of a Union College student is $152,600, and two-thirds of students come from families in the top 20 percent of the income scale, according to a New York Times analysis of a study by The Equality of Opportunity Project, a collaboration of Stanford and Harvard researchers, released earlier this year. Just under 15 percent of Union students this year receive Pell grants, a widely-used proxy for socioeconomic status. The numbers are even starker at Skidmore: 13 percent of its student body this year received Pell grants. The college’s median family income topped $208,000 and 72 percent of the students come from families in the top 20 percent of income, according to the Times analysis. And Skidmore is the 38th of 38 colleges in the nation with more students fro
                                      7 years ago by @prophe
                                       
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                                        As the State System of Higher Education examines its operations and mulls its future, a Harrisburg-based think tank has issued a report that is part tribute and part warning.
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                                          A private college in Minnesota has denied the request of a student to create a rifle club because it goes against the school and its partner church's stance on gun control.
                                          7 years ago by @prophe
                                           
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