( en | de | ru )

 

  2. user
  3. @prophe
  4. apr2017 usa

bookmarks  44

  •  

    The date is fast approaching when students will receive their college acceptances from the most competitive colleges in the country. Most students have already heard from several colleges as all but the most competitive let students know much earlier than the beginning of April. Only 3% of the four-year colleges and universities in the United States accept fewer than 25% of their applicants and these schools enroll fewer than 4% of all new freshmen. This is a very small group of students and schools but the publicity surrounding these schools has lead many people to think that it is impossible to get into college and has resulted in great angst among students and parents about the college admissions process. On the other hand, 18% of the four-year institutions and all of the more than 1,000 community colleges in the U.S. are open admissions which means they have minimal admissions criteria and accept almost all students who apply if they have graduated from high school and complete all the required paperwork. Why do we have such misperceptions about getting into college? Too many people think that all schools are like the Ivies and the Little Ivies but that is far from true. There is a school for everyone and, in most cases, many schools that will be a good match for you. It is quite easy to predict your chances of getting in to a school as most schools accept all students who meet their stated criteria and have scores that are close to the school’s average scores. There are very few schools who have the luxury of turning away qualified students who meet their criteria. The very selective schools are able to fill their freshmen class many times over from their applicant pool while most others struggle to fill their class and find that they have to discount their tuition significantly to get the number of students that they need to operate in a financially viable way. The average discount rate at private four-year colleges is almost 50% meaning that on average students will pay only half of the published tuition
    6 years ago by @prophe
     
      USAcostApr2017Englishpayafford
      (0)
      copydelete
       
       
    •  

      As the Trump administration tries to roll back education regulations, one city is attempting to stay a move ahead by fortifying its own protections for some college students. The Milwaukee Common Council unanimously passed legislation last week to prohibit financial assistance to for-profit institutions unless they meet federal financial aid regulations. The legislation, which updates a previous rule, means the city won’t provide monetary aid to for-profits or to related development projects if the involved colleges fail to meet federal financial aid regulations that were in force on Jan. 1, 2017, before Trump's inauguration. “Considering the leadership change at the federal level and who is now over the Education Department and her relationship with private for-profit colleges, it was thought that the federal guidelines could change, and our ordinance was predicated on what the federal guidelines were at that time,” said Alderwoman Milele Coggs, who sponsored the legislation. “So if those guidelines change, it doesn’t affect the standard we set as a city for education.” Coggs said Milwaukee has a right to be concerned about the types of education institutions that want to do business there. The original ordinance was put into effect following the 2009 arrival of Everest College, which received development money from the city. “We had major reservations about them coming in here, and we put them through the paces and [made them] jump through a series of hoops to demonstrate they could be successful in serving students,” said David Dies, executive secretary of the Wisconsin Educational Approval Board, the state’s for-profit oversight agency. Coggs said she and other residents in the city also had reservations about Everest. But the institution eventually opened its doors with the help of $11 million in bonds from the city’s redevelopment authority, she said. It wasn’t too long after Everest opened that the EAB noticed problems. “They only operated here about 18 months, and early on we started sensing issues based
      6 years ago by @prophe
       
        for-profitApr2017USAregulateDonald_TrumpMilwaukee
        (0)
        copydelete
         
         
      •  

        The national tone of public criticism of higher education has sharpened recently. Many in both the public and private sectors are questioning the cost of higher education, and others are questioning its value. We are being exposed through all forms of media to predominantly negative stories about higher education. As one whose life was transformed by my collegiate experience, and now as a college president, I am a bold and proud apologist for higher education, its value and its necessity to the future of our country and the global economy. With deference to a 2017 report from the Association of Governing Boards entitled “The Business of Higher Education,” I share some facts about the economic benefits of higher education. A generation ago, a high school graduate earned 77 percent of what a college graduate earned. Today, for millennials, high school graduates will earn 66 percent of their college graduate neighbors. Over a lifetime, that is well over $1 million in additional earning for the college graduate, making the financial value proposition a good one. However, beyond earning potential, the recent study cited other equally important benefits for college graduates: “Higher education…efficiently creates human capital that improves communities and contributes to the economic well-being of the nation over the course of graduates’ entire lives. College graduates enjoy better health, longer lives, and greater degrees of individual and professional satisfaction. … They also use the skills learned in college to foster democracy and human rights, as well as to accelerate technological advancement.” We have witnessed recent debate within the West Virginia state legislature, as well as in many other state legislatures, concerning appropriations for public higher education. I am a supporter of both a robust public and private higher education sector, and recognize through empirical research, that investing public funds in all types of education is prudent and wise. I offer food for thought concerning the value
        6 years ago by @prophe
         
          USAEnglishApr2017
          (0)
          copydelete
           
           
        •  

          Over the years I have seen many retirement plans ruined, simply because substantial amounts of investment dollars, originally allocated for retirement, were used to pay for college education. This selfless act of support can create a long-term problem for the retiree. However, it is not the act of paying for the education that is at issue but rather how and when you choose to pay is what needs to be explored. First, let's take a look at general college costs; according to collegedata.com the average cost of tuition and fees for the 2016–2017 school year was $9,650 for state residents at public colleges, $24,930 for out-of-state residents attending public universities and for those in private colleges the average was a whopping $33,480 a year. Add to that room and board, books and supplies, ancillary living expenses and possible travel costs needed for either the student or family members throughout a school year, and you have a hefty draw down of savings. –– ADVERTISEMENT –– Read: How to get into an Ivy League school — by someone who got into 6 of them For many, that lump sum draw down, each year over four years — potentially four plus years — will create significant, irreplaceable, long-term loss of reserves needed to support your future, ongoing monthly retirement income. To avoid diminishing your retirement savings or general investment accounts, be creative; explore the various options that may be available to pay for college. With that said, here are a few suggestions intended to help support higher education needs and at the same time designed to help keep your retirement savings intact: • Plan to have your child apply for scholarships. Discuss with your child, early on, what is required to be granted a scholarship. Visit with a school counselor to get information on the qualifying rules and learn what types of scholarships and student aid may be available. Remember; it is cheaper to pay for a summer tutor to help your child strengthen a subject they are weak in, than it is to forfeit a
          6 years ago by @prophe
           
            loanstudentUSAApr2017English
            (0)
            copydelete
             
             
          •  

            A recent development in New York State, called the Excelsior Scholarship, will make state schools free to attend for residents of the state. This is completely unfair for many reasons, as any college that is funded by the state of New York will now have free education for most people living in the state. This, of course, does come with some restrictions, the first being that the amount of money that your family brings in every year must be under $100,000 (this is expected to go up to $125,000 in three years) to qualify for free education. The median household income in New York State is just under $61,000 in 2016. This would mean that most people living in the state will qualify for this “Excelsior Scholarship.” Family income is not the only requirement to receive free tuition to a SUNY school—there are numerous others. There is a responsibility to cover all costs outside of tuition, including room and board and meal plans. The only part that gets paid for under this scholarship is the tuition to attend the school. To receive this scholarship, the student must attend the school as a full-time student and average 30 credits a year. In addition to that, the student must maintain a certain GPA that the state deems to be “successful” to keep the scholarship. The student is also not allowed to be an employee of the state during the period they are attending college and receiving the Excelsior Scholarship. After graduation, any student who received the Excelsior Scholarship must remain in the state for the same number of years that they attended the college. This means that if one goes for a four-year degree and receives this scholarship, one must plan on his/her first job being in state for at least four years. If the student leaves the state, he/she are required to pay the tuition he/she had received for free. I know that because of the free tuition, going to a SUNY school is pretty alluring. A lot of people I have spoken to are already considering switching over to a SUNY school from their private institution, b
            6 years ago by @prophe
             
              Apr2017USAEnglishFree_tuitioncost
              (0)
              copydelete
               
               
            •  

              Separate studies into how the Pennsylvania State System of Higher Education (PASSHE) operates and what cost-savings can be found amid dropping enrollments could have significant implications for our own Lock Haven University. The PASSHE board has hired the nonprofit National Center for Higher Education Management Systems (NCHEMS) of Boulder, Colo., for a maximum cost of $400,000, to assess the system and its 14 state-run universities, including Lock Haven. The state Senate this week ordered a similar study that tasks the Legislative Budget and Finance Committee to finalize a review by Dec. 1. Combined enrollment at the 14 schools — Lock Haven, Bloomsburg, California, Cheyney, Clarion, East Stroudsburg, Edinboro, Indiana, Kutztown, Mansfield, Millersville, Shippensburg, Slippery Rock and West Chester universities — has dropped by 12 percent to nearly 105,000 since peaking in 2010. As a result, some things have to give. The already deficit-ridden state government cannot afford to give the state system the additional $61 million it is requesting to maintain programs and facilities. At the same time, PASSHE says it’s operating on state funding levels that mirror 1999. Whether two studies are needed is another question, though state Sen. Dave Argall, R-Schuylkill County, who sponsored the resolution calling for the Senate study, said he considers it necessary to do an outside study of the system because “there are always some concerns when a system studies itself as to how independent, no matter how hard they try, their study may be.” In its nearly 50 years of studying higher education, the nonprofit NCHEMS has recommended public universities closing or merging in other states due to falling enrollment, rising costs, reduced state funding and duplication of services and degree programs, the nonprofit’s vice president Patrick Kelly told The (Allentown) Morning Call newspaper (www.mcall.com) this week. But politics, he said, often trumps recommendations and schools stay open. “The reality is the mergers, conso
              6 years ago by @prophe
               
                Apr2017Pennsylvania_state_systemEnglishUSA
                (0)
                copydelete
                 
                 
              •  

                The state has 11 of the schools, and a hearing is scheduled for Monday on a bill requiring annual reviews of them by the State Board of Education. AUGUSTA — A new report finds students at for-profit colleges in Maine carry much heavier debt loads than those at public and private nonprofit colleges in the state. The non-partisan Center for Responsible Lending says the debt burden falls on low-income, female and minority students who disproportionately enroll at Maine for-profit schools. About 75 percent of students at such institutions take on student loans, compared with 66 percent and 41 percent, respectively, at private and public institutions. Meanwhile, 76 percent of students are women and 8 percent are African-American. The report found 60 percent of students received federal Pell Grants, which are awarded to those with low incomes. “One of the things we see consistently across the board: Students who attend for-profit colleges are burdened more by debt,” said Whitney Barkley-Denney, legislative policy counsel for the nonprofit organization. Maine’s student borrowing figures closely track national data. In the 2011-2012 school year, 73 percent of students at for-profit colleges took out loans, according to the Brookings Institution. Career Education Colleges and Universities, the for-profit higher education sector’s primary trade association, didn’t respond to requests for comment. Several for-profit schools have been the subject of state and federal investigations in recent years and faced lawsuits alleging deception in advertising and recruiting tactics. The industry has declined since rising from 650,000 students in 2000 to 2.5 million students in 2010, and several have closed down, leaving students with debt. In January, federal officials said hundreds of programs at for-profit colleges are at risk of losing federal funding unless their graduates start earning better wages. However, Education Secretary Betsy DeVos has said she would take another look at the so-called “gainful employment” federal r
                6 years ago by @prophe
                 
                  Maine_USAfor-profitstudent_debtApr2017English
                  (0)
                  copydelete
                   
                   
                •  

                  It was big news when outstanding student loan debt surpassed credit card debt and then later exceeded $1 trillion for the first time. That shocking statistic keeps climbing, with no sign of slowing down: Americans now have more than $1.4 trillion in unpaid education debt, according to the Federal Reserve. Meanwhile, college-bound kids and their families try to avoid going into debt by heeding advice like "save more," "apply for scholarships" or "go to a cheaper school." Of course, none of those address the major issue of rising costs that have far outpaced wage growth. It's smart to avoid student loan debt if you can, because those loans affect your credit and your financial future. (You can see how much by checking your free credit scores on Credit.com.) However, strategically choosing a school isn't quite as straightforward as comparing tuition and fees. One thing you can do is check out an institution's net price calculator, which should be on its website, to see how much a student like you would pay after grants and scholarships. Another thing you can do is look at how much student loan debt recent grads ended up with. (You can read more about options for repaying your student loans here.) Where Is Student Loan Debt the Lowest? The response to that question is a little trickier to figure out, but organizations like The Institute for College Access & Success (TICAS) have compiled such data to help. According to their Project on Student Debt, 68% of 2015 bachelor's degree recipients graduated with student loan debt. The average was $30,100 per borrower. TICAS put together their project based on student loan debt figures from the "Common Data Set," a survey of colleges used by college-guide publishers. The colleges voluntarily self report their data, which presents problems. "Colleges that accurately calculate and report each year's debt figures rightfully complain that other colleges may have students with higher average debt but fail to update their figures, under-report actual debt levels, or never re
                  6 years ago by @prophe
                   
                    Apr2017USAstudent_debtStudent_loanEnglishstatistics
                    (0)
                    copydelete
                     
                     
                  •  

                    Pack your bags, Mules. Colby College is promising that, beginning in the fall, every student will be able to study abroad, regardless of income, under a new program made possible by a $25 million gift from a wealthy alumnus. Colby, home to 1,800 students in Waterville, Maine, says it is the first liberal arts college in the country to eliminate the financial barriers to international travel, to ensure that every student gains experience overseas during their undergraduate years. The program, announced Wednesday, will allow students at Colby — whose mascot is the Mule — to travel for work, study-abroad programs, internships, or research. David A. Greene, the private school’s president, said the goal is to make international education accessible to students whose parents may not have connections to internships in foreign corporations or be able to afford an airline ticket and a Eurail pass for a summer of sightseeing in European capitals. The program, which is being funded by Andrew Davis, an investor who graduated from Colby in 1985, will pay for airfare, housing, meals, and stipends to allow students to take unpaid internships, a luxury often available only to higher-income families. “What we’re trying to do is make sure these experiences are universal when students come to Colby, no matter your ability to pay or your own personal network,” Greene said. Currently, 70 percent of Colby students study abroad. Still, the fact that the benefit is being offered to students at an elite New England college like Colby underscores how study-abroad experiences are still out of reach for most college students. Nationally, only 10 percent of American undergraduates, including community college students, study overseas by the time they graduate, according to the Institute of International Education. Mark Farmer, director of higher education and public policy at the Association of International Educators, said it was encouraging to see a private donor at Colby support study-abroad efforts at a time when
                    6 years ago by @prophe
                     
                      overseas_studyabroadUSAdonationgiftApr2017EnglishMaine
                      (0)
                      copydelete
                       
                       
                    •  

                      If you are thinking about attending college and are tempted to take advantage of New York State’s new “free tuition” program, you may want to pay very close attention to the facts. First, students who opt for the state plan will be subject to a number of burdensome restrictions. They will be required to maintain 30 credit hours a year, earn a grade point average sufficient for on-time graduation, and agree to live and work in New York upon graduation for as many as four years. Failure to maintain 30 credits will make the student ineligible for future payments, and failure to reside in the state will convert the grant into a loan (and the terms of such loans have not been determined yet). By Gary A. Olson If you are thinking about attending college and are tempted to take advantage of New York State’s new “free tuition” program, you may want to pay very close attention to the facts. First, students who opt for the state plan will be subject to a number of burdensome restrictions. They will be required to maintain 30 credit hours a year, earn a grade point average sufficient for on-time graduation, and agree to live and work in New York upon graduation for as many as four years. Failure to maintain 30 credits will make the student ineligible for future payments, and failure to reside in the state will convert the grant into a loan (and the terms of such loans have not been determined yet). Advertisement What’s more, the state has made no guarantee that every eligible student will in fact receive this benefit. The state has allocated funding for only about 3 percent of the eligible population of college students. This means that most eligible students will not receive the benefit. And, of course, state college fees and room and board expenses are notoriously expensive and are not covered by the new grant. An old adage sums it up concisely: If something sounds too good to be true, it probably is. Or perhaps I was thinking of another familiar saying, “There’s no such thing as a free lunch.” In
                      6 years ago by @prophe
                       
                        Free_tuitionrethinkUSAEnglishApr2017
                        (0)
                        copydelete
                         
                         

                      publications  

                        No matching posts.
                      • ⟨⟨
                      • ⟨
                      • ⟩
                      • ⟩⟩